Holiday Closure: Labor Day – Monday, September 7,  2026

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Eagan Branch Now Open!
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Business Banking Services that help your business grow.
In today's fast-paced environment, 21st Century Bank offers electronic banking, cash management and credit card services that will allow you to bank when and where you want. It's all part of the 21st Century way to provide diverse products and solutions.
Contact 21st Century Bank
Consistently Ranked as a top MN SBA Preferred Lender!

#1 MN SBA 504 TPL: 2018-2021, 2023, 2024
Top 5 MN SBA 504 TPL: 2018-2024
Top 10 MN SBA 7(a) Lender: 2017-2022
SBA MN Lender Award Winner: 2020-2022

We take pride in building a strong small business community. See why we're one of the best banks for small businesses.

Learn More About
Our SBA Loan Programs
For Us, Business is Personal
Providing tailored solutions that respond to your unique business lending and business banking needs. We can help your growing business through expansion loans, start-up loans, and business recovery loans, along with minority, women, and veteran-owned business loans.
Learn More About
21st Century Bank
Eagan Branch Now Open!
Learn More
Business Banking Services that help your business grow.
In today's fast-paced environment, 21st Century Bank offers electronic banking, cash management and credit card services that will allow you to bank when and where you want. It's all part of the 21st Century way to provide diverse products and solutions.
Contact 21st Century Bank
Consistently
Ranked as a
top MN SBA
Preferred Lender!
#1 MN SBA 504 TPL: 2018-2021, 2023, 2024
Top 5 MN SBA 504 TPL: 2018-2024
Top 10 MN SBA 7(a) Lender: 2017-2022
SBA MN Lender Award Winner: 2020-2022

We take pride in building a strong small business community. See why we're one of the best banks for small businesses.

Learn More About
Our SBA Loan Programs
For Us, Business is Personal
Providing tailored solutions that respond to your unique business lending and business banking needs. We can help your growing business through expansion loans, start-up loans, and business recovery loans, along with minority, women, and veteran-owned business loans.
Learn More About
21st Century Bank
21st Century Bank -In the Community
Showcasing 21st Century Bank's dedication to the Twin Cities through volunteerism, donations, and community lending, addressing key social issues like homelessness and food insecurity by partnering with local nonprofits.
Learn More

21st Century Bank - Banking Solutions Tailored to You.

At 21st Century Bank, we are more than just a place to deposit and withdraw funds. We’re also a valuable partner for your business, offering our business knowledge, expertise, and a range of resources. We are crucial in supporting local companies beyond financial services to provide tailored solutions that boost their growth and expansion. With humble beginnings starting in 1917 as Farmer’s State Bank of Cedar, 21st Century Bank, a family-owned community bank, has grown to manage total assets of over $880 million with branches throughout the Minneapolis area.

We offer business, nonprofit, and personal banking services, including checking and savings accounts, money market, CDs, IRAs, and HSAs. As an MN SBA Preferred Lender and one of the top lenders in Minnesota, we provide business loans, including SBA loans, conventional loans, investment property loans, personal loans, home equity lines of credit, and more.

21st Century Bank Loan and Deposit Products

Deposit
Products

Convenient options for securing your finances.

Conventional
Loans

Options and resources to help your business grow.

Investment Property Loans

Financing options for every type of real estate.

Practice
Loans

Find the right financing for your practice and save.

SBA
Loans

21st Century Bank is one of a select group of Minnesota SBA Preferred Lenders.

Partners In Growth: Client Stories

General Pattern Co.

“What we needed was someone we could call up, talk to directly, and trust,” Reiland said. “Tom and his team listened. They believed in our vision. And from day one, it felt like a true partnership.”

Therapy OPS – Inver Grove Heights and Hastings, MN

“Chris and I both had a passion for doing something different than the outpatient clinics in the area” - Rachel Kuenzli

Bobby’s Car Wash

“Todd was super helpful. I called, emailed, and texted him a lot,” said Bobby. “And he was very patient with me. With any questions I asked, he helped me figure it out or knew what to do…. He made it easy."

About Us

Learn more about how we partner with our customers and businesses with a handshake and a personalized approach.

Locations & Hours

Serving the Twin Cities local communities
• Blaine • Ham Lake • Loretto • Rogers • Minneapolis • Roseville • Eagan

Contact Us

Have questions or need more information on our services or products? We’re here to help! Send us a message.

The Vault Blog

Commercial Business Banking, Consumer and Community News and more all shared by our dedicated team for you to use. 

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