21st Century Bank - Banking Solutions Tailored to You.

At 21st Century Bank, we are more than just a place to deposit and withdraw funds. We’re also a valuable partner for your business, offering our business knowledge, expertise, and a range of resources. We are crucial in supporting local companies beyond financial services to provide tailored solutions that boost their growth and expansion. With humble beginnings starting in 1917 as Farmer’s State Bank of Cedar, 21st Century Bank, a family-owned community bank, has grown to manage total assets of over $890 million with branches throughout the Minneapolis area.

We offer business, nonprofit, and personal banking services, including checking and savings accounts, money market, CDs, IRAs, and HSAs. As an MN SBA Preferred Lender and one of the top lenders in Minnesota, we provide business loans, including SBA loans, conventional loans, investment property loans, personal loans, home equity lines of credit, and more.