The Bank grew from $10 million to $70 million in assets. In 1996, Crosstown Holding Company purchased the 21st Century Bank in Balaton, MN, and with this acquisition, total assets increased to over $150 million. Crosstown Holding then operated two bank charters, one known as 21st Century Bank North with offices in Blaine and Ham Lake, the other 21st Century Bank with offices in Mankato, Tracy, and Balaton.