Cash Management Services (new)

Grow Your Business with Cash Management Services

Managing your business or organizations cash flow takes the right products, period. As a complement to our business banking services and account types, we offer a dynamic suite of cash management services to meet your business needs. And as it grows, you will need to have an account dedicated specifically to managing your finances – and we’re here to help.

Having the right business accounts will make it easier for you to manage your business, make payments, save for purchases, and use for future planning. For more information, you can view our Cash Management Services brochure.

In addition, if your business needs include a business credit card, online banking or remote deposit services – our Cash Management services can help your business or organization facilitate day-to-day administration of managing cash inflows and outflows. The right cash management tools assist to maximize liquidity and minimize the cost of funds.

Business Online Banking

Tailored for Your Success

  • Account management 24/7
  • Tracking of transactions in real time
  • View images of checks
  • Access account statements
  • Transfer funds
  • Dual control options
  • Multiple levels of security available
personal accessing cash management services from cell phone
person working at laptop with pen in hand and cup of coffee

Remote Deposits

Deposit checks into your 21st Century business account without ever leaving your office.

  • Reduce trips to the bank
  • Same day credit if processed before the cut off time
  • Secure transmissions
  • Eliminate fear of lost or stolen checks
  • Utilizes easy to use desktop scanner
  • Help desk available for questions or concerns

Automated Clearing House (ACH) Origination

Provides the flexibility of securely originating ACH debit or credit transactions through 21st Century Bank Business Online Banking.

  • Streamline your payment process
  • Eliminate costs associated with check processing
  • Expedites payments
  • Improves cash flow
  • Benefits employees and vendors
  • Payments can be originated in advance
  • Process return items more efficiently
looking into restaurant kitchen with two people cooking

We invite you to contact our Business Banking Team to learn more about our cash management services.

person working at laptop

Wire Transfers

Convenient and secure way to receive or send same day payments.

  • Domestic and foreign wires
  • Secure method of payment
  • Payments available in US dollars or foreign currencies

Online Bill Pay - iPay

Save both time and money by paying bills online. 

  • Available through 21st Century Bank Business Online Banking
  • Make one time payments or schedule future or reoccurring payments
  • Easy to use
  • Total control over changing, rescheduling or canceling payments
  • Safe and secure

Cash management services are just a small fraction of what we offer at 21st Century Bank. See what Business Online Banking can do for you. Just getting started – see our tutorials to learn more.

(Note: trouble viewing?  – copy/paste into alternative browser, i.e. Chrome or Internet Explorer)

person in shop wearing an apron and holding a tablet with a square card reader attached
bulletin board with small business notes tacked to it

Merchant Card Processing

Enjoy the convenience of being able to accept all major credit cards, Visa, MasterCard, American Express or Discover. 21st Century Bank has partnered with a secure processor to offer you the most advanced payment processing technology available for merchant credit card payments.

  • Faster transaction processing time
  • Decreased processing and administrative costs
  • Several processing solutions, tailored for your needs

Sweep Services

Optimize your available funds.

  • Earn interest on excess balances while keeping your funds liquid
  • Eliminate or reduce overdraft charges
  • Reduce the time and expense of monitoring daily cash flow
  • Maximize interest earnings
  • Transaction limitations for Money Market Accounts and Savings accounts apply
five people fist bumping

We invite you to contact our Business Banking Team to learn more about our products and services.

Font Resize

Disclaimer: Do not share confidential, privileged, or sensitive information via unencrypted email. As with any information submitted over the internet, there is a risk that the information could be intercepted, viewed, or retrieved by a third party. For your protection, please do not include personal information, such as Social Security numbers or account numbers, in email messages.

You are about to leave 21st Century Bank to visit an external website. 

If you trust the source, you can proceed to this website, or click “Go Back” to return to where you were before. 

Would you like to continue?