Category:

Business Lending

Are you ready to talk SBA?

As a lender who has been very active in SBA 504 and 7a for the past 10 years, I still see a lack of knowledge base on when to use SBA products—many customers never get the benefit from these programs as these are programs that most banks don’t know how to use effectively. If greater understanding from bankers, customers, and advisors existed, there would be even greater usage of the program; small businesses would be better positioned to grow; and there would be more benefit to the economy.

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2020: 21st Century Bank’s Year in Review

We can all agree – it has been one heck of a year so far, for all of us. As we continue to navigate this global pandemic, both as individuals and small business owners, we must take time to be thankful for what we have and what we’ve accomplished.

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Replace Navigates PPP Business Loan Amid Pandemic

Like many of our customers, Replace found itself in a position where it needed a PPP business loan amid the pandemic.
 
The first thing you’ll probably notice about Jeff Johnson, founder of Replace, is his beard. The second thing? His heart.

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JCD Promotions: How a PPP loan moved this small business to expansion

When COVID-19 first struck, Carrie Drephal had a different experience than many small businesses. Drephal’s web design company, JCD Promotions, was flush with business. “For a month straight, I was working on constant changes for websites and sending more estimates than I ever had for clients looking to build a new website,” said Drephal.

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Practice Loans-MN Dental Conference

Banking that fits your profession.
Whether building, growing or purchasing a dental practice, our team of lenders are right there to help you with dental practice loan options that will make you smile.

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Therapy OPS – Using an SBA loan to expand their reach into the community

When husband-and-wife team Chris and Rachel Kuenzli decided to expand Therapy OPS – their occupational, physical and speech therapy clinic – they spent six months pursuing a business loan with another bank. The process was in the works, and construction was starting. Then, the project hit a wall.
 
“After six months, the bank wasn’t committing to us, and we started to get the sense that they weren’t actually going forward with the project,” said Chris.

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