Personal Banking Quick Links
Personal Banking
Tailored Personal Banking Services - Checking, Savings, CDs & More
Our personal banking services like checking accounts, savings accounts and Certificates of Deposit (CDs), are designed with one goal in mind—to meet your unique financial needs with an unwavering commitment to exceptional service.
At 21st Century Bank, we’re more than just your local bank in MN; we’re a trusted partner in your financial journey. With over a century of experience, we’ve built a reputation for being a bank you can truly rely on. Our banking team is dedicated to serving you courteously, efficiently, and with the highest ethical standards. We pride ourselves on fostering real relationships with our customers, offering a level of personalized service and value that larger banks simply can’t match.
Whether you’re opening a Checking or Savings Account, investing in a Certificate of Deposit (CD), or managing healthcare expenses through a Health Savings Account (HSA), we prioritize your financial well-being. At 21st Century Bank, relationships are at the core of everything we do, and we’re honored to bring value to our customers every step of the way.

Our Personal Banking Products
21st Century Bank offers personal banking solutions designed for convenience and growth. Our checking accounts provide easy access for daily needs, while our savings accounts and Certificates of Deposit (CDs) help you build your future with competitive rates. For healthcare expenses, our tax-advantaged Health Savings Accounts (HSAs) offer flexible coverage options.
With additional services like Online and Mobile Banking, we make managing your finances simple and accessible. At 21st Century Bank, we prioritize lasting relationships through personalized products and exceptional service.
Learn More About Our Personal Banking
Expert Support for all Your Personal Banking Needs
At 21st Century Bank, we’re committed to providing you with the personalized support and tailored financial solutions you deserve. Our experienced team is here to guide you through every step of your banking journey, from choosing the right account to planning for the future. With over a century of trusted service, we pride ourselves on offering a level of care and attention that goes beyond traditional banking. Discover the difference of banking with a team that values relationships and puts your financial well-being first—experience 21st Century Bank.
For information on Certificate of Deposit rates, call 763-767-21ST
"Just wanted to let you know that the online banking site is probably the best one I have ever used. Great job!"
Michael Pingel, 21st Century Bank Customer
Tap to Pay
- contactless debit cards
New and renewing customers are automatically receiving updated debit cards with tap to pay. Want yours sooner? Give us a call and we’ll get one on its way.
