Personal Lending

Home Equity Line of Credit

Your home, your equity, your dream.

  • Variable interest rate
  • Maximum loan term of 3 years
  • Minimum loan amount of $10,000.00

Overdraft Protection

Peace of mind from life’s little errors.

  • Quick and easy approval process
  • Competitive interest rate
  • Minimum loan amount $100.00
  • Unsecured
  • Fixed interest rate

Personal Loans

21st offers a variety of personal loans all tailored to meet your specific needs.

  • New and Used Vehicles
  • Boats
  • Personal Watercrafts
  • RVs
  • Motorcycles, 4 Wheelers, Snowmobiles
  • Fixed interest rate, for current rates, please call the office closest to you
  • Flexible terms
  • Minimum loan amount $2,500.00

We invite you to contact our lending team to learn more about our personal lending products and services.