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Small Business Blog Quick Links

Small Business Blog

Insights. Advice. Financial Assistance.

At 21st Century Bank, we believe knowledge is one of your most powerful business tools. Our Small Business Blog is your go-to resource for expert insights, practical financial tips, and timely updates to help you make confident decisions—whether you’re managing or starting a business.

Explore articles on banking, cybersecurity, small business strategies, and more—all designed to keep you informed and empowered. Check back often for fresh content from the local business banking team you know and trust.

Business acquisition due diligence is an essential phase in the process of purchasing a business. This step assists both the buyer and the lender in obtaining accurate, comprehensive, and realistic information, which is crucial for making a well-informed decision.
For more than two decades, 21st Century Bank’s team has served the city and its residents from our Loretto branch, which we acquired back in 2004 from the former Loretto State Bank.
Big news for the Twin Cities! đŸ“£ 21st Century Bank is expanding our commitment to local businesses and community development with a new, full-service Eagan branch! We're thrilled to announce we'll be opening a new branch at 3390 Heritage Way, Eagan, strategically located near Route 13 and Yankee Doodle Road.
AI hallucinations occur when artificial intelligence generates false or misleading information. Learn how to recognize, verify, and prevent these errors to protect yourself and your business from misinformation in the AI age.
Deep fakes are AI-generated videos, images, or audio that look real but aren’t. Learn how to recognize manipulated media, protect your privacy, and safeguard your business from scams and misinformation in today’s digital world.
The recovery journey for many small businesses has been challenging, and now, a new threat is emerging. A new wave of scams is targeting companies that received funds through the Paycheck Protection Program (PPP). Banks nationwide are reporting an increase in attempts by fraudsters to impersonate bank employees by using
Explore how generative AI is transforming the banking industry—enhancing customer service, streamlining operations, and reshaping the future of financial services.
40 Years of Partnership | General Pattern & 21st Century Bank collaborate so the Blaine-based, family-owned business can thrive through strategic SBA financing.
Want to jumpstart your entrepreneurial journey? Buying an existing business can be a great way to do it. You’ll get a head start with existing customers, established cash flow, and a proven operational model. This article explores why business acquisition is a convenient alternative to starting a business from scratch.
Congratulations to CEO, Tom Dolphin for 50 years of service.
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