Holiday Closure: Labor Day – Monday, September 7,  2026

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Disclosures Quick Links

Community Reinvestment Act

The Community Reinvestment Act (CRA) of 1977 encourages banks to meet the credit needs of the communities in which they do business, including low and low-to-moderate-income neighborhoods.

At 21st Century Bank, a community bank, we proudly support our local communities. We have been serving our communities for over 105 years, establishing a long history of involvement in the community. We are dedicated to improving community members’ financial, social, and professional prosperity.

Public Information Available for Inspection
Our objective is to communicate our commitment to the requirements of the Community Reinvestment Act. The information listed is current.

CRA Public File

CRA Assessment Area
LTD Ratios
HMDA Disclosures

The 21st Century Bank CRA Disclosure Statements may be obtained on the Federal Financial Institution Examination Council’s Web site at www.consumerfinance.gov/hmda

Public Comments
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