Business Banking

Business Checking

21st Century Bank is a leading, full-service commercial bank offering tailored personal and business banking solutions and services.

21st Commercial Checking

Use your money to effectively manage your cash flow
 
  • No minimum balance
  • $100.00 opening deposit
  • $12.00 monthly service fee
  • Activity charges: $0.25 per deposit; $0.15 per debit/check; $0.10 per check deposited
  • Earnings credit applied towards service fee and activity charges
  • Uncollected funds usage charge set at the highest Wall Street Journal Prime Rate +2% (adjusted daily)
  • Free monthly e-statement with check images ($6.95 per month for paper statement)

21st Business Checking

The financial solution you need to efficiently manage and grow your business
  • $500 minimum balance
  • $100.00 opening deposit
  • 25 free deposits per month ($0.25 per deposit over 25)
  • 50 free debits/checks per month ($0.25 per debit/check over 50)
  • 50 free credits/checks deposited per month ($0.25 per credit/check over 50)
  • $10.00 service fee per month if the minimum balance is not maintained any day of the month
  • Free monthly e-statement with check images ($6.95 per month for paper statement)

21st Non-Profit Checking

A low-cost banking solution for community and non-profit organizations with competitive interest rates
  • $500 minimum balance
  • $100.00 opening deposit
  • $500.00 minimum balance or $5,000.00 combined balance of additional non-profit accounts 1
  • Tiered interest rates
  • Interest compounded daily and paid monthly
  • Free monthly e-statement with check images ($6.95 per month for paper statement)
  • For current rate information, please call an office near you

1 ($5.00 service fee per month if minimum balance or combined balance is not maintained any day of the month and $0.35 per debit fee over 10 debits/checks per month)

Business Savings

As your business grows, save for your financial goals.

21st Business Savings

A convenient way to save money with a low minimum balance requirement at a competitive interest rate.

  • $200 minimum balance to earn interest
  • $200.00 opening deposit
  • $200 minimum balance ($9.00 service fee per quarter if minimum balance is not maintained any day of the quarter)
  • Nine (9) free debits per quarter with no more than six (6) per month ($0.50 per debit fee thereafter)2
  • Interest compounded daily and paid quarterly
  • Free quarterly e-statement ($6.95 per quarter for paper statement)

21st Commercial Money Market

Earn more as your balance grows with tiered interest rates

  • $2,500.00 minimum balance to earn interest
  • $2,500.00 opening deposit
  • $2,500.00 minimum balance ($13.00 service fee per month if minimum balance is not maintained any day of the month)
  • Three debits/checks per month plus three transfers per month ($0.35 per debit fee thereafter)2
  • Tiered interest rates
  • Interest compounded daily and paid monthly
  • Free monthly e-statement ($6.95 per month per paper statement)

2 Federal regulation restricts the number of telephone transfers, online banking transfers, checks, debit card transactions and preauthorized transfers on all savings accounts and money market accounts to six (6) per month, but unlimited transfers and/or withdrawls are allowed if done in person, by mail, at an ATM or for loan payments at our bank.

Supporting the Growth of Your Business

We invite you to contact our Business Banking Team to learn more about our products and services.

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