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You want to your business to grow and prosper, and we want to support your goals. No matter your size, stage of business, or years of entrepreneurship — at 21st Century Bank, our experienced lending team is here to listen to your goals to determine which of our many loan options is the right solution.
For a more flexible option, 21st Century Bank offers business lines of credit. For many business owners, this is a fast, convenient and affordable way to access short-term funds. Contact one of our Business Banking Team members today to learn whether this is a good fit for your needs. You’ll only pay interest on the funds you borrow.
To grow your business, you’ll need to make major investments. 21st Century Bank can help. We offer longer-term financing for equipment purchases, acquisitions, vehicle purchases, and other capital expenditures. Contact us today to learn more.
As they say in real estate, location is everything. If you’ve found the perfect spot to set up or expand your business, we can help make your dream a reality. We offer flexible funding options for commercial real estate loans, including conventional and SBA 504 options for commercial real estate financing. Our experienced lenders will guide you through the transaction to ensure a smooth process.
For more information on how Conventional Loans can benefit your small business, contact a lender in your area.
Have you ever wanted to purchase investment real estate? If you’ve done your research and you’re ready to take this step, the lending experts at 21st Century Bank are here to help you make it happen. We have the expertise and variety of financing options to help you with virtually every type of real estate investment:
For more information on Investment Property Loans, contact a lender in your area.
Whether you are building a new professional practice from scratch, expanding your practice, or purchasing an existing practice, we are here to help you. You can rely on our industry knowledge to identify the right type of financing for your practice. We’ll help you save on financing expenses to help your practice grow.
There are many unique costs that you’ll have to pay when you’re first setting up your practice. These might include the expenses associated with your new building. We can help you finance architectural and design fees, construction, and other project expenses.
Do you have ambitions to take your practice to the next level? Our lending experts will help you find financing solutions to fund everything you need to keep growing and improving your practice. We can help you to improve your cash flow by refinancing existing debt. We can also help you finance equipment purchases.
A practice loan can also help you purchase an existing business. We can help you get the working capital you need to move your business forward.
For more information on securing a Practice Loan, contact a lender in your area.
The Small Business Administration (SBA) offers a variety of lending opportunities for small business practice loans. SBA 7(a) loan terms and rates vary based on the type of loan. But on average, loans are available for up to $5 million dollars, with a maximum SBA guarantee of 85 percent for loans up to $150,000 and 75 percent for loans greater than that. Utilizing the SBA 7(a) loan will keep your rates within the SBA-approved range. However, loan rates will vary based on the total amount and repayment.
21st Century Bank is approved to offer SBA loan products under SBA’s Preferred Lender/Express programs.
We invite you to contact our Business Lending Team to learn more about our products and services.
Routing Number: 091913685