Business Lending

Conventional Loans

Work with our experienced Lending Team using our financial resources to help your business grow.

Lines of Credit

  • Fast, convenient and affordable way to access short-term funds
  • Interest only payments on the funds you borrow

Equipment Financing

  • Longer-term financing for equipment purchases, acquisitions, vehicle purchases, and other capital expenditures

Commercial Real Estate

  • 21st Century Bank provides both conventional and SBA 504 options for commercial real estate financing. Our expertise ensures a smooth process

For more information on how Conventional Loans can benefit your small business, contact a lender in your area.

Investment Property Loans

Purchasing investment real estate is a significant step. We have the expertise and financing options to assist you with virtually every type of real estate:

  • Non-owner occupied commercial real estate
  • Multi-tenant office buildings
  • Shopping centers
  • Multiple or single family dwellings

For more information on Investment Property Loans, contact a lender in your area.

Practice Loans

Rely on our industry knowledge to identify the right financing for your practice and save on financing to help your practice grow.

Build a Practice

  • Finance architectural and design fees, construction, and other project expenses

Grow a Practice

  • Fund everything you need to keep growing and improve your practice
  • Improve cash flows by refinancing existing debt
  • Financing for purchasing the equipment you need

Purchase a Practice

  • Get the working capital you need to move your business forward

For more information on securing a Practice Loan, contact a lender in your area.

SBA 7(a) Loan Program

The Small Business Administration (SBA) offers a variety of lending opportunities for small business practice loans. SBA 7(a) loan terms and rates vary based on the type of loan. But on average, loans are available for up to $5 million dollars, with a maximum SBA guarantee of 85 percent for loans up to $150,000 and 75 percent for loans greater than that. Utilizing the SBA 7(a) loan will keep your rates within the SBA-approved range. However, loan rates will vary based on the total amount and repayment period.

Supporting the Growth of Your Business

We invite you to contact our Business Lending Team to learn more about our products and services.