Business Banking Quick Links
Business Savings
Secure 21st Business Savings ​
Whether you’re planning for your next large purchase or need cash for an unexpected business expense, you may need to have cash on hand. If you borrow from a lending source, you’re likely to incur interest and make fixed monthly payments, regardless of the revenue you make each month. Having saved funds in a secure business savings account gives you quick access to use for your business needs.
Business Savings Account Types​
21st Century Bank’s business banking products and services offer you a full suite of options tailored to your financial situation and goals and how you’d like to save and invest for the future.
Working with you to determine your short and long-term needs, our business banking team considers the unique needs of your industry and business type. In addition, we will provide your business with services and recommendations on savings options, including commercial money market accounts.
Working with you to determine your short and long-term needs, our business banking team considers the unique needs of your industry and business type. In addition, we will provide your business with services and recommendations on savings options, including commercial money market accounts.
| 21st Business Savings | 21st Business Preferred Money Market | ||
|---|---|---|---|
| Key Benefits | |||
| Minimum Balance | $200.00 minimum daily balance to earn interest | No minimum balance to earn interest | |
| Opening Deposit | $200.00 | N/A | |
| Service Fees | $9.00 service fee per quarter if the minimum daily balance falls below $200 any day of the quarter | $13.00 service fee per month if minimum daily balance falls below $5,000 any day of the month | |
| Activity Fees | Nine (9) free debits per quarter, with no more than six (6) per month ($0.50 per debit fee thereafter) | N/A | |
| Interest | Fixed Interest rate* Interest compounded daily and paid quarterly | Tiered Interest rates* Interest compounded daily and paid monthly | |
| Statements | Free quarterly e-statement ($6.95 per quarter for paper statements) | Free monthly e-statement with check images ($6.95 per month for paper statement) | |
Key Benefits
- $200.00 minimum daily balance to earn interest*
- $200.00 opening deposit
- $9.00 service fee per quarter if the minimum daily balance falls below $50 any day of the quarter
- Nine (9) free debits per quarter, with no more than six (6) per month ($0.50 per debit fee thereafter)
- Interest compounded daily and paid quarterly
- Free quarterly e-statement ($6.95 per quarter for paper statements)
Key Benefits
- No Minimum BalanceÂ
- No Opening Balance Requirement
- $13.00 service fee per month if minimum daily balance falls below $5,000 any day of the month
- Tiered Interest rates*
Interest compounded daily and paid monthly - Free monthly e-statement with check images ($6.95 per month for paper statement)
* For current rate information, please contact an office near you. Please note that your interest rate and annual percentage yield may change, and we reserve the right to change the interest rate on your account weekly.
Business Savings Account
You’re putting everything into your business. Why not make sure you’re protected against unplanned expenses?
Just as you set aside money in your personal checking account, you’ll want to establish a business savings account as well. Our business banking experts can help you set up an account that provides you with peace of mind, now and in the future.
| 21st Business Savings | |||
|---|---|---|---|
| Key Benefits | |||
| Minimum Balance | $200 minimum balance $200 balance to earn interest | ||
| Opening Deposit | $200.00 | ||
| Activity Charges | Nine (9) free debits per quarter with no more than six (6) per month ($0.50 per debit fee thereafter) | ||
| Service Fees | $9.00 service fee per quarter if minimum balance is not maintained any day of the quarter | ||
| Quarterly Statements | Free quarterly e-statement ($6.95 per quarter for paper statement) | ||
Money Market Account
Growing your business? A commercial money market account may be the right type of business savings account for your long-term financial stability and growth. Our 21st Commercial Money Market Account will help you earn more as your balance grows. Interest is compounded daily and paid monthly. Put your money to work for you, today.
| 21st Preferred Money Market | |||||
|---|---|---|---|---|---|
| TIERS | RATE | APY | |||
| $.01 – $24,999 | 0.10% | 0.10% | |||
| $25,000 – $99,999 | 0.25% | 0.25% | |||
| $100,000 – $499,999 | 0.90% | 0.90% | |||
| $500,000 + | 1.30% | 1.30% | |||
- Interest compounded daily and paid monthly
- Limit of 6 withdrawals per month
- Check writing capability
- FDIC Insured
- Rates are subject to change without notification
Learn More About Our Business Banking
Expert Support for the Growth of Your Business
Learn more about the tailored business development services we offer to fit your business banking needs. Whether you need to set up a business checking account or create a Commercial Money Market account, our friendly, knowledgeable team is here to help.
Tailored for You on the Go
With the 21st Century Bank Mobile App, you can do your business banking when and where you need.  Learn More
"21st Century cares about our business - and cares about our partnership. There is great communication back and forth. We've used multiple banks in the past, but here, we feel like they're always watching out for our best interests. They take our thoughts and questions seriously. Most banks are looking for the next charge or services they can sell you, but I feel like 21st Century bank thailors their products to our business."​
