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Todd Klingl

Todd Klingl

Senior Vice President

“I’m very conscious of giving people a very high level of customer service. It’s the relationship with the banker or lender that makes a difference for a lot of small business owners.”

Todd Klingl has over 20 years of business banking and commercial lending experience and a passion for helping entrepreneurs make their dreams come true with 21st Century Bank.

After developing an interest in finance and earning his degree, he entered the workforce and found he had a good head for business and a quick understanding of the nuances of business finance. He knows what challenges small business owners face – and looks forward to helping them gain access to capital and financial education that can help them succeed.

In a business where referrals and recommendations go a long way, Todd says he’s very conscious of giving his clients a good level of customer service.

“The primary thing on my agenda is to listen,” he said. Todd approaches each client’s situation with a straightforward and realistic evaluation of what he can provide. He aims to find out what’s working and what can be improved upon. He advises his clients to be realistic about change because change is hard! Then, they can work together to effectively make change happen.

As an expert in business finance and lending, Todd knows why customers love working with 21st Century Bank. Even before starting his career with the bank, he was aware of its reputation for retaining customers’ loyalty.

“We’re family-owned, just like a lot of the businesses that we work with,” he said. He enjoys his work because it allows him to structure an individual plan for every client – one that makes sense for them, so they can lay their head on their pillow at night and not worry about bills.

Todd works in Blaine and lives in his hometown of Ham Lake. In his free time, he enjoys golf, hockey and boating.

If you’re interested in working with Todd, you can email him at  or connect with him on LinkedIn.

Recent Deals

$3,400,000

Expansion
(New Construction)

Automotive Business

SBA 504

$600,000

Women-Owned Partner Buyout

Mental Health Counseling

SBA 7a

$4,650,000

Start-Up

Car Wash
North Metro, Twin Cities

SBA 504

Customer Testimonial

"I’m most grateful for the opportunity to interact with a person and feel like the person cares. It’s not just one individual that we’ve gotten it from, but the whole team. We just want them to know that we’re grateful because their work is impactful."

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