- 763-434-21ST
- 763-434-9598
Lobby Hours
Monday – Friday: 9:00 am – 5:00 pm
Saturday & Sunday: Closed
Drive Thru Hours
Monday – Friday: 9:00 am – 5:00 pm
Saturday & Sunday: Closed
24-Hour Drive-Up ATM
Ham Lake
IMPORTANT UPDATE: Saturday Hours Change. Effective July 18, 2026, the Ham Lake / Loretto locations will be closed on Saturdays. We encourage you to use online banking, mobile banking, or ATM services for your weekend banking needs. Our weekday hours remain unchanged.
Supporting Local Businesses and Families with Personalized Financial Solutions
Our Ham Lake location is conveniently situated just off Minnesota Highway 65 and Crosstown Boulevard, making it easily accessible for both business owners and residents in the area. This full-service branch offers a welcoming, small-town feel with the professional services you’d expect from a modern community bank.
Whether you’re managing your personal finances or growing a business, our Ham Lake team is here to provide trusted guidance, responsive service, and customized solutions to meet your unique needs.
Business Banking Built Around You
Your Small Business is Important to Us
At 21st Century Bank, we know that small businesses are the backbone of our community. That’s why our Ham Lake branch offers a comprehensive suite of business banking products designed to support your growth at every stage.
From day-to-day transactions to long-term planning, our offerings include:
Our local business banking experts are here to understand your goals and help you make the most of every opportunity.
Our Banking Team
Blair Oklobzija
SVP Market President
Ryan Sundeen
Senior Vice President
Justin Betzold
Senior Vice President
Supporting the Growth of Your Business
Take your business dream to the next level.
Our Business Banking team prides itself on the effort we take to build strong community relationships. We want to see our customers succeed in making even their biggest business dreams come true.
