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“The Vault” Blog
Insights. Advice. Business and Consumer News
At 21st Century Bank, we believe knowledge and information can be valuable tools. The Vault is your go-to resource for expert insights, practical tips, and timely updates and news to help you make confident decisions—whether you’re managing a business, planning for the future, or navigating everyday finances.
Explore articles on banking, security, small business strategies, personal finance, and more—all designed to keep you informed and empowered. Check back often for fresh content from the local team you know and trust.
Want to jumpstart your entrepreneurial journey? Buying an existing business can be a great way to do it. You’ll get a head start with existing customers, established cash flow, and a proven operational model. This article explores why business acquisition is a convenient alternative to starting a business from scratch.
The Federal Home Loan Bank of Des Moines recently awarded grants through its Member Impact Fund, supporting community development across 13 states and three U.S. territories—empowering local organizations to enhance housing, infrastructure, and economic opportunities.
Congratulations to CEO, Tom Dolphin for 50 years of service.
Ready to launch or grow your business? This step-by-step guide breaks down how to build a winning business plan—playbook-style.
Discover how 21st Century Bank supported Carol’s Restaurant in staying family-owned—preserving tradition, community roots, and local legacy through smart succession planning.
Learn how 21st Century Bank blends personal service with innovative technology—delivering flexible, client-focused solutions through the power of teamwork and digital tools.
See how 21st Century Bank delivered customized banking solutions to support the growth and success of a trusted Twin Cities title company.
Here at 21st Century Bank, we believe it’s our duty to protect you, your family, and your business from illegal banking-related activity.
St. Paul honors 21st Century Bank’s John Bennett with a mayoral proclamation—celebrating his decades of community service, leadership, and dedication to local business.
Discover what to look for in a lending partner—Part I of our series explores key traits that help business owners build strong, lasting banking relationships.