Make a Season of Giving 2020

November 16, 2020

Supporting local non-profits in your community

With over 100 years in the community, we continue our support of local non-profits, despite the challenges presented during this pandemic. The needs are greater now than ever before.…

Thriving through Adversity - How a PPP loan moved a small business towards expansion

October 21, 2020

When COVID-19 first struck, Carrie Drephal had a different experience than many small businesses. Drephal’s web design company, JCD Promotions, was flush with business. “For a month straight, I was working on constant changes for websites and sending more estimates than I ever had for clients looking to build a new website,” said Drephal.…

Are you prepared for retirement?

September 30, 2020

Retirement is the period in your life when you get to sit back, relax, and enjoy life. You get to maximize leisurely activities and make time for things like traveling, spending time with your family,…

Encouraging Ways to Grow your Business During COVID-19

May 30, 2020

Are you looking for ways to grow your business during COVID-19? Businesses around the world have had to limit hours, reduce production – or close their doors entirely thanks to the novel coronavirus.…

Quarantine Economics: 5 Steps to Getting our Economy Back on Track

May 24, 2020

As small business owners around the country are dipping into their personal savings to keep their businesses in operation, you may be wondering how to navigate quarantine economics and what we can do to get our economy back on track during COVID-19 and beyond.…

Hope 4 Youth 4K Fundraiser

May 05, 2020

21st Century Bank Team and Hope 4 Youth
4K VIRTUAL Walk/Run:
Friday, June 5, 2020  – Kick-off 7 pm
On any given night, there are more than 6,000 youth experiencing homelessness in Minnesota.…

5 Powerful tips for leading through COVID-19

May 05, 2020

Things can change at a moment’s notice, and we’re all seeing that as COVID-19 impacts our communities, our economy and our world. If you’re a leader who has suddenly found yourself juggling these changes,…

4 Creative Marketing Tactics to Pursue During COVID-19

April 24, 2020

Marketing has experienced a noticeable shift due to the novel Coronavirus pandemic. In the coming months, businesses will be forced to adapt their marketing to embrace digital strategies. It’s important to keep your marketing relevant without ignoring the marketing strategies that still work in this unprecedented time.…

5 Ways to Leverage Business Partnerships Amid The Coronavirus Pandemic

April 17, 2020

A global pandemic puts a lot into perspective. One of the things you’re probably thinking about more than ever is how to remain viable while still bearing in mind the unprecedented time we’re living in.…

COVID-19: Small Business - Consumer - Community Update

March 24, 2020

To Our Valued Customers

21st Century Bank is closely monitoring the coronavirus disease (COVID–19) and its impact on the small business consumer. We are learning more about this disease and how to protect our customers and the 21st Century Team.…

Therapy OPS- Using an SBA loan to expand their reach into the community

February 05, 2020

Celebrating 5 Years of Service
When husband-and-wife team Chris and Rachel Kuenzli decided to expand Therapy OPS – their occupational, physical and speech therapy clinic – they spent six months pursuing a business loan with another bank.…

2020 Bank Holidays

December 01, 2019

Below is the list of Bank Holidays for 2020.

Wednesday, January 1 – New Years DayMonday, January 20 – Martin Luther King DayMonday, February 17 – Presidents’ DayMonday, May 25 –…

Element Indoor Golf

September 26, 2019

Expanding Beyond the Green
One round of golf, and you’ll feel right at home.We are driven to make sure your drive is unstoppable. – Brad and Laurie

When business partners Bradley Wohlers and Laurie Barger set out to fund their innovative small business idea – the young entrepreneurs faced immediate rejection.…

Loretto Fun Fest - 2019 Community Event

September 10, 2019

20th Annual Loretto Fun Fest will be held Saturday, September 14th – at the Loretto Ball fields starting at 3:00 pm.  This year’s events include:
Vendors will be lined up along the walkway as you enter the ball fields.…

Are you looking to Build, Grow or Purchase your Practice?

April 18, 2019

How Dental Financing/Practice Loans fit into the lending perspective.
Dental financing/Practice Loans fits into the category of Owner Occupied Lending and is a subcategory of the Medical Professional arm of Owner Occupied Lending.…

Breaking Down The “Twin Cities Top SBA Lenders” List

March 12, 2019

How to choose the best Minneapolis-St. Paul bank of your SBA loan.

For those seeking to start, buy or expand a business – or, for those in need of refinancing – it can be hard to decide which bank is best suited to provide you with an SBA loan.…

Starting a Business – Is a Startup the right move for you?

November 10, 2018

Financial considerations to make before you startup.
When you’ve determined to be your own boss – whether you’re startup includes an innovative idea for a product or service, or there’s a franchise opportunity you want to get in on – it’s easy to want to jump the gun and focus on getting started.…

SBA 504 Loan Program

November 01, 2018

Is it the best-kept secret for today’s small business?
With the steady growth and expansion of Minnesota’s small business community, 21st Century Bank (“21st”) is proud to be #1 Third Party Lender Originator – of SBA 504 loans in the State of Minnesota for FY18*.…

Lilydale, MN our newest bank location

November 01, 2018

Lilydale, Minnesota – this small town of just 900 residents is tucked away in the East Metro area of the Twin Cities. With captivating Mississippi River views and more than 100 years of history,…

BevSource: A Strong, Women-Owned Business

October 02, 2018

There’s no beverage challenge BevSource won’t tackle.
Whether it is an idea for a flavored beer, hard cider, recovery drink, or vitamin-spiked water, BevSource, a women-owned business can help novice entrepreneurs,…

A Walk to End Alzheimer's

September 16, 2018

On a hot summer day they walked!
Employee, Cheryl Casey participated for the 4th year in the Alzheimer’s Association Walk to End Alzheimer’s in the Twin Cities. “I am committed to raising awareness and funds for Alzheimer’s research,…

Loretto Fun Fest - 2018 Community Event

September 01, 2018

19th Annual Loretto Fun Fest will be held Saturday, September 8th – at the Loretto Ball fields starting at 3:00 pm.  This year’s events include:
The first clue for the Medallion Hunt will be posted at 3 pm at the concession stand.…

Where does Dental financing fit within the lending spectrum?

May 01, 2018

Dental Financing/Practice Loans
Dental financing fits into the category of Owner Occupied Lending and is a subcategory of the Medical Professional arm of Owner Occupied Lending.
As a skilled dental professional,…

From Employees, to Partners to Owners - How E & M Manufacturing remains a local leader both nationally and internationally.

April 05, 2018

With pinpoint precision, E & M Manufacturing, Inc. builds, creates and fabricates unique, complex and often one-of-a-kind parts, tooling and commercial grade hinges for businesses, engineers and companies across the nation and internationally.…

Buying a Business: Part 2 of Our Owning a Business Series

March 16, 2018

In my last article, I provided an introduction as well as an explanation of Phase I of the process of owning a business. I highly recommend reviewing that content before learning more about buying a business.…

Owning a Business, Is It Right for You? Here's What You Need to Know

March 07, 2018

An Advisor’s Approach to Business Acquisition SBA 7a Lending
Far too often that First Time Purchasers, looking at owning a business walk into a large bank with no referral,…

SBA Loan Lending in Minnesota Up Nearly 4%

February 27, 2018

Minnesota SBA Loans Increased Over Last Year (
Minneapolis – SBA loan guarantees in Minnesota have grown by 3.9 percent in the fiscal year 2018. So far this year, nearly $208 million in SBA loans have been approved,…

Ham Lake Snowbowl 2018

February 01, 2018

Ham Lake Snowbowl 2018 – Saturday, February 10, 2018
Mark Your Calendars -There’s a lot going on at the 2018 Ham Lake Snowbowl (Ham Lake Park – 10 am – 3 pm)
Activities Include:

Watch or participate in 1st -Snowbowl Fat Tire Race
Put in your best guess for the Sculpture Breakthrough date and time for a chance to win $500!…

Twin Cities Top SBA Lenders

December 15, 2017

Top SBA Lenders List – Minneapolis/St. Paul Business Journal
We made the list! –  12/15/17 –21st Century Bank was named on of the Top SBA Lender in in the Minneapolis/St. Paul Business Journal.  …

CROSS Toy and Gift Collection

November 15, 2017

In December each year, 21st Century Bank gives families an opportunity to “shop” for toys and other new items collected and donated from the community and businesses for their children, hopefully lessening the stress during the holiday season with CROSS (Christians Reaching Out in Social Services (CROSS).…

21st Century Bank Receives Prestigious Top SBA Lender Award

October 02, 2017

(Minneapolis, MN) September 29, 2017 – The U.S. Small Business Administration (SBA) of Minnesota has awarded 21st Century Bank a Minnesota Lenders Award for their personalized approach as an SBA lender to helping local businesses succeed,…