Element Indoor Golf

September 26, 2019

Expanding Beyond the Green
One round of golf, and you’ll feel right at home.We are driven to make sure your drive is unstoppable. – Brad and Laurie

When business partners Bradley Wohlers and Laurie Barger set out to fund their innovative small business idea – the young entrepreneurs faced immediate rejection.…

Loretto Fun Fest - 2019 Community Event

September 10, 2019

20th Annual Loretto Fun Fest will be held Saturday, September 14th – at the Loretto Ball fields starting at 3:00 pm.  This year’s events include:
Vendors will be lined up along the walkway as you enter the ball fields.…

Therapy OPS

August 21, 2019

Celebrating 5 Years of Service
When husband-and-wife team Chris and Rachel Kuenzli decided to expand Therapy OPS – their occupational, physical and speech therapy clinic – they spent six months pursuing a business loan with another bank.…

Are you looking to Build, Grow or Purchase your Practice?

April 18, 2019

How Dental Financing/Practice Loans fit into the lending perspective.
Dental financing/Practice Loans fits into the category of Owner Occupied Lending and is a subcategory of the Medical Professional arm of Owner Occupied Lending.…

Breaking Down The “Twin Cities Top SBA Lenders” List

March 12, 2019

How to choose the best Minneapolis-St. Paul bank of your SBA loan.

For those seeking to start, buy or expand a business – or, for those in need of refinancing – it can be hard to decide which bank is best suited to provide you with an SBA loan.…

Are you ready to talk SBA?

February 09, 2019

Small Business Owners and Prospective Small Business Owners

This post is a little bit of a read, but I think it will be worth it if you are in either of these two categories of people and you’re considering an SBA loan program.…

STARTUP – Is this the right move for you?

November 10, 2018

Financial considerations to make before you startup.
When you’ve determined to be your own boss – whether you’re startup includes an innovative idea for a product or service, or there’s a franchise opportunity you want to get in on – it’s easy to want to jump the gun and focus on getting started.…

SBA 504 Loans

November 01, 2018

Is it the best-kept secret for today’s small business?
With the steady growth and expansion of Minnesota’s small business community, 21st Century Bank (“21st”) is proud to be #1 Third Party Lender Originator – of SBA 504 loans in the State of Minnesota for FY18*.…

Lilydale, MN our newest bank location

November 01, 2018

Lilydale, Minnesota – this small town of just 900 residents is tucked away in the East Metro area of the Twin Cities. With captivating Mississippi River views and more than 100 years of history,…

"Turning a customer concept into a reality" - Janet Johanson, Owner of BevSource

October 02, 2018

There’s no beverage challenge BevSource won’t tackle.
Whether it is an idea for a flavored beer, hard cider, recovery drink, or vitamin-spiked water, BevSource, a women owned business can help novice entrepreneurs, as well as top beverage companies,…

A Walk to End Alzheimer's

September 16, 2018

On a hot summer day they walked!
Employee, Cheryl Casey participated for the 4th year in the Alzheimer’s Association Walk to End Alzheimer’s in the Twin Cities. “I am committed to raising awareness and funds for Alzheimer’s research,…

Loretto Fun Fest - 2018 Community Event

September 01, 2018

19th Annual Loretto Fun Fest will be held Saturday, September 8th – at the Loretto Ball fields starting at 3:00 pm.  This year’s events include:
The first clue for the Medallion Hunt will be posted at 3 pm at the concession stand.…

Where does Dental financing fit within the lending spectrum?

May 01, 2018

Dental Financing/Practice Loans
Dental financing fits into the category of Owner Occupied Lending and is a subcategory of the Medical Professional arm of Owner Occupied Lending.
As a skilled dental professional,…

From Employees, to Partners to Owners - How E & M Manufacturing remains a local leader both nationally and internationally.

April 05, 2018

With pinpoint precision, E & M Manufacturing, Inc. builds, creates and fabricates unique, complex and often one-of-a-kind parts, tooling and commercial grade hinges for businesses, engineers and companies across the nation and internationally.…

Are you interested in owning a business, but don’t know where to start? Part 2

March 16, 2018

In my last article, I provided an introduction as well as an explanation of Phase I of the process of owning a business. I highly recommend reviewing  before reading this content.…

Are you interested in owning a business, but don’t know where to start? Part 1

March 07, 2018

An Advisor’s Approach to Business Acquisition SBA 7a Lending
Far too often that First Time Purchasers, looking at owning a business walk into a large bank with no referral,…

SBA Loan Lending in Minnesota Up Nearly 4%

February 27, 2018

Small Business Lending Increased Over Last Year (SBA.gov)
Minneapolis – SBA loan guarantees in Minnesota have grown by 3.9 percent in the fiscal year 2018. So far this year, nearly $208 million in SBA loans have been approved,…

Ham Lake Snowbowl

February 01, 2018

Ham Lake Snowbowl – Saturday, February 10, 2018
Mark Your Calendars -There’s a lot going on at the 2018 Ham Lake Snowbowl (Ham Lake Park – 10 am – 3 pm)
Activities Include:

Watch or participate in 1st -Snowbowl Fat Tire Race
Put in your best guess for the Sculpture Breakthrough date and time for a chance to win $500!…

Is it a Smart Move to Add a Commercial Banker to your Team?

January 08, 2018

Business Advisor:
When you are growing your small business, a commercial banker can be a valuable asset to have. The good commercial banker in its truest sense acts as an business advisor/investor for your company.…

Twin Cities Top SBA Lenders

December 15, 2017

Top SBA Lenders List – Minneapolis/St. Paul Business Journal
We made the list! –  12/15/17 –21st Century Bank was named on of the Top SBA Lender in in the Minneapolis/St. Paul Business Journal.  …

CROSS Toy and Gift Collection

November 15, 2017

In December each year, 21st Century Bank gives families an opportunity to “shop” for toys and other new items collected and donated from the community and businesses for their children, hopefully lessening the stress during the holiday season with CROSS (Christians Reaching Out in Social Services (CROSS).…

21st Century Bank Receives Prestigious Top SBA Lender Award

October 02, 2017

(Minneapolis, MN) September 29, 2017 – The U.S. Small Business Administration (SBA) of Minnesota has awarded 21st Century Bank a Minnesota Lenders Award for their personalized approach to helping local businesses succeed,…