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Category: Business Lending

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Business Acquisition: Due Diligence

Business acquisition due diligence is an essential phase in the process of purchasing a business. This step assists both the buyer and the lender in obtaining accurate, comprehensive, and realistic information, which is crucial for making a well-informed decision.
21st Century Bank Eagan, MN location coming soon photo of bank being built

It’s Coming – New Eagan Branch

Big news for the Twin Cities! đŸ“£ 21st Century Bank is expanding our commitment to local businesses and community development with a new, full-service Eagan branch! We're thrilled to announce we'll be opening a new branch at 3390 Heritage Way, Eagan, strategically located near Route 13 and Yankee Doodle Road.
ai-hallucinations

Understanding AI Hallucinations: Avoiding Misinformation in the AI Age

AI hallucinations occur when artificial intelligence generates false or misleading information. Learn how to recognize, verify, and prevent these errors to protect yourself and your business from misinformation in the AI age.
navigating deep fakes man with photo of someone else's face

Navigating Deep Fakes: What Consumers and Small Businesses Need to Know

Deep fakes are AI-generated videos, images, or audio that look real but aren’t. Learn how to recognize manipulated media, protect your privacy, and safeguard your business from scams and misinformation in today’s digital world.
PPP Scam Alert diagram with red scam alert warning letters leading to a dollar sign to not fall for phony phone calls

PPP Loan Recipients Targeted by Fraudsters

The recovery journey for many small businesses has been challenging, and now, a new threat is emerging. A new wave of scams is targeting companies that received funds through the Paycheck Protection Program (PPP). Banks nationwide are reporting an increase in attempts by fraudsters to impersonate bank employees by using
A Summary Guide to Business Acquisitions

21st Century Bank’s Summary to Buying a Business

Want to jumpstart your entrepreneurial journey? Buying an existing business can be a great way to do it. You’ll get a head start with existing customers, established cash flow, and a proven operational model. This article explores why business acquisition is a convenient alternative to starting a business from scratch.
Thomas P Dolphin, CEO of 21st Century Bank, celebrates 50 years of service

50 Years of Service: Thomas P. Dolphin, CEO

Congratulations to CEO, Tom Dolphin for 50 years of service.
Business Plan

Huddle Up! It’s Time to Tackle Your Business Plan: A Step-By-Step Guide

Ready to launch or grow your business? This step-by-step guide breaks down how to build a winning business plan—playbook-style.
West Title MN

Tailored Banking Solutions For A Twin Cities Title Company

See how 21st Century Bank delivered customized banking solutions to support the growth and success of a trusted Twin Cities title company.
Lending a Helping Hand_ Long form blog post

Finding a Lending Partner – Part I

Discover what to look for in a lending partner—Part I of our series explores key traits that help business owners build strong, lasting banking relationships.
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