Holiday Closure: Labor Day – Monday, September 7,  2026

Community Initiatives: See what donation drives are happening near you on our Community Calendar. View details →

Lobby Hours
Monday – Friday  8:00 am – 4:00 pm
Saturday & Sunday: Closed

Drive Thru Hours
Monday – Thursday: 8:00 am – 4:00 pm
Friday: 8:00 am – 5:00 pm
Saturday & Sunday: Closed

24-Hour Drive-Up ATM

View Our Upcoming Events

Loretto

IMPORTANT UPDATE: Saturday Hours Change. Effective July 18, 2026, the Ham Lake / Loretto locations will be closed on Saturdays. We encourage you to use online banking, mobile banking, or ATM services for your weekend banking needs. Our weekday hours remain unchanged.

21st Century Bank’s Loretto, MN bank Location is perched in the lush greenery of Whispering Meadows neighborhood. We’re just south of Highway 55 on County Rd 19. If you’re from the area, you know where we are.

Community-focused banking doesn’t mean we offer only a couple solutions for our customers. We offer products and services you’d typically see at a big box bank, such checking, savings, and cash management services, with the kind of customer service you’d expect in a small town.

Experience, Knowledge and Customized Solutions​

With years of community banking experience, the 21st Century Business Banking team offers decades of knowledge and experience in the development and delivery of depository and cash management products and services for businesses and non-profit organizations to efficiently, and securely manage their banking relationship.

Manage What Life Throws at You​

Not only are we an SBA Preferred Lender, consistently ranking in the top 10 for Minnesota Lenders, but we have the experience of helping small businesses when they needed it most. Our Loretto, MN team has been instrumental in assisting small businesses when other lending organizations have not been in a position to help. We work with you when times are tough, not just when things are going smoothly.

Our Banking Team

Gregg Klohn Headshot | 21st Century Senior Vice President, Head of Lending | Business Banker | Business Lender

Gregg Klohn​

Senior Vice President

Supporting the Growth of Your Business

Honesty, integrity and communication.​​

21st Century Bank has helped businesses during acquisitions, expansions, real estate purchases, debt consolidation and business loans. We operate with honesty, integrity and full communication throughout every process. You can always reach us, and you’ll always be in the loop.

Learn More About Our Business Development & Business Banking Team
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