Holiday Closure: Labor Day – Monday, September 7,  2026

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“The Vault” Blog

Insights. Advice. Business and Consumer News

At 21st Century Bank, we believe knowledge and information can be valuable tools. The Vault is your go-to resource for expert insights, practical tips, and timely updates and news to help you make confident decisions—whether you’re managing a business, planning for the future, or navigating everyday finances.

Explore articles on banking, security, small business strategies, personal finance, and more—all designed to keep you informed and empowered. Check back often for fresh content from the local team you know and trust.

Here at 21st Century Bank, despite the ongoing pandemic, we’re pleased to note that confidence and optimism is driving economic growth.
The U.S. SBA MN District honored 21st Century Bank as a 2021 Top SBA 504 Lender for our commitment to helping small businesses succeed.
Learn about proposed IRS bank account reporting requirements and what they could mean for consumers and small businesses—plus 21st Century Bank’s stance on protecting your financial privacy.
21st Century Bank has been awarded an SBA Lender Award, reaching the top spot for the second year in a row in our asset size — lender with $500MM > $1B in assets.
The Minneapolis-based Red Chair Project is supported by 21st Century Bank to help Twin Cities individuals experiencing homelessness.
Here at 21st Century Bank, we support local manufacturing industry companies as they expand, grow and prosper - including the purchase of new equipment, acquiring another company and related borrowing via Small Business Administration (SBA) loans.
Explore how 21st Century Bank leverages SBA 504 and 7(a) loan programs to help small businesses launch, grow, and succeed with expert support and flexible financing.
Is it the best-kept secret for today’s small business?
 
With the steady growth and expansion of Minnesota’s small business community, 21st Century Bank (“21st”) is proud to be #1 Third Party Lender Originator – of SBA 504 loans in the State of Minnesota for FY18*.
While there are still many hurdles ahead, many of 21st Century Bank’s small business customers are ready to make some major choices.
When COVID-19 first struck, Chief’s Towing felt the crunch. Here’s how they were able to turn things around with a PPP loan through 21st Century Bank.
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