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Insights. Advice. Business and Consumer News
At 21st Century Bank, we believe knowledge and information can be valuable tools. The Vault is your go-to resource for expert insights, practical tips, and timely updates and news to help you make confident decisions—whether you’re managing a business, planning for the future, or navigating everyday finances.
Explore articles on banking, security, small business strategies, personal finance, and more—all designed to keep you informed and empowered. Check back often for fresh content from the local team you know and trust.
We can all agree – it has been one heck of a year so far, for all of us. As we continue to navigate this global pandemic, both as individuals and small business owners, we must take time to be thankful for what we have and what we’ve accomplished.
Like many of our customers, Replace found itself in a position where it needed a PPP business loan amid the pandemic.
The first thing you’ll probably notice about Jeff Johnson, founder of Replace, is his beard. The second thing? His heart.
The first thing you’ll probably notice about Jeff Johnson, founder of Replace, is his beard. The second thing? His heart.
When COVID-19 first struck, Carrie Drephal had a different experience than many small businesses. Drephal’s web design company, JCD Promotions, was flush with business. “For a month straight, I was working on constant changes for websites and sending more estimates than I ever had for clients looking to build a
21st Century Bank's president, Jon Dolphin, had the pleasure to have been featured in a Twin Cities Business article on this economic holding pattern – and believe it offers valuable insight on the past to help us look toward the future
Retirement is the period in your life when you get to sit back, relax, and enjoy life. You get to maximize leisurely activities and make time for things like traveling, spending time with your family, or just generally enjoying day-to-day life. However, to sustain a certain kind of lifestyle, having
Are you looking for ways to grow your business during COVID-19? Businesses around the world have had to limit hours, reduce production – or close their doors entirely thanks to the novel coronavirus. It’s no surprise that small businesses have been hit the hardest.
As small business owners around the country are dipping into their personal savings to keep their businesses in operation, you may be wondering how to navigate quarantine economics and what we can do to get our economy back on track during COVID-19 and beyond.
Fortunately, there are steps that
Fortunately, there are steps that
Things can change at a moment’s notice, and we’re all seeing that as COVID-19 impacts our communities, our economy and our world. If you’re a leader who has suddenly found yourself juggling these changes, it can quickly become overwhelming.
Leading is hard enough. Leading through COVID or other adversity
Leading is hard enough. Leading through COVID or other adversity
Marketing has experienced a noticeable shift due to the novel Coronavirus pandemic. In the coming months, businesses will be forced to adapt their marketing to embrace digital strategies. It’s important to keep your marketing relevant without ignoring the marketing strategies that still work in this unprecedented time.
To help
To help
A global pandemic puts a lot into perspective. One of the things you’re probably thinking about more than ever is how to remain viable while still bearing in mind the unprecedented time we’re living in.
Perhaps the farthest thing from your mind is how to leverage business partnerships during
Perhaps the farthest thing from your mind is how to leverage business partnerships during