Economic Holding Pattern for MSP-Based Small Businesses

Life is slowly returning to normal from the initial onset of the COVID-19 pandemic.  

While there are still many hurdles ahead, many of 21st Century Bank’s small business customers are ready to make some major choices. Businesses were forced to put decisions on hold when the pandemic started, and now, the economy is starting to change, and we are encouraged that some companies are making the push. Community banks play a key role in small business lending, and we are proud to help during this difficult time.  

When the economy was in crisis at the onset of the COVID-19 pandemic, the Small Business Administration’s Paycheck Protection Program (PPP) helped many companies stay afloat during that unprecedented time (though it’s still raging). Here at 21st Century Bank, we did everything in our power to help as many small business customers as possible. 

21st Century Bank’s president, Jon Dolphin, had the pleasure to have been featured in a Twin Cities Business article on this economic holding pattern – and believe it offers valuable insight on the past to help us look toward the future. A special shout out goes to Burl Gilyard, senior writer at the magazine, for taking the time to interview him. 

 If you have a second, give it a read – it provides valuable information on the economy during the pandemic, which can offer insight on where we’re headed next. 

Send Us An Inquiry

21st century bank logo



For a business account, please complete the following:

For account and/or loan applications, please contact Customer Service or visit a branch location.

Disclaimer: Do not share confidential, privileged, or sensitive information via unencrypted email. As with any information submitted over the internet, there is a risk that the information could be intercepted, viewed, or retrieved by a third party. For your protection, please do not include personal information, such as Social Security numbers or account numbers, in email messages.

21st Century Logo

You are about to leave 21st Century Bank to visit an external website. 

If you trust the source, you can proceed to this website, or click “Go Back” to return to where you were before. 

Would you like to continue?